2024 Loan limits in New York state by county. Click on the map below to view loan limits for a particular county.
New York Map
New York has 62 counties, with conforming loan limits for a single-family home ranging from $766,550 in Albany County to $1,149,825 in Bronx County.
New York has 52 counties with standard or low-cost loan limits equal to the national baseline; 10 counties with high-cost loan limits equal to the national ceiling; and 0 counties with mid-range loan limits that are between the baseline and ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in New York (62)
County | Median Home Price | Conforming Loan Limit for Single-Family Home |
---|---|---|
Bronx County | $1,034,000 | $1,149,825 |
Kings County | $1,034,000 | $1,149,825 |
Nassau County | $1,034,000 | $1,149,825 |
New York County | $1,034,000 | $1,149,825 |
Putnam County | $1,034,000 | $1,149,825 |
Queens County | $1,034,000 | $1,149,825 |
Richmond County | $1,034,000 | $1,149,825 |
Rockland County | $1,034,000 | $1,149,825 |
Suffolk County | $1,034,000 | $1,149,825 |
Westchester County | $1,034,000 | $1,149,825 |
County | Median Home Price | Conforming Loan Limit for Single-Family Home |
---|---|---|
Albany County | $378,000 | $766,550 |
Allegany County | $83,000 | $766,550 |
Broome County | $148,000 | $766,550 |
Cattaraugus County | $105,000 | $766,550 |
Cayuga County | $180,000 | $766,550 |
Chautauqua County | $121,000 | $766,550 |
Chemung County | $128,000 | $766,550 |
Chenango County | $100,000 | $766,550 |
Clinton County | $155,000 | $766,550 |
Columbia County | $350,000 | $766,550 |
Cortland County | $155,000 | $766,550 |
Delaware County | $150,000 | $766,550 |
Dutchess County | $1,045,000 | $766,550 |
Erie County | $235,000 | $766,550 |
Essex County | $183,000 | $766,550 |
Franklin County | $120,000 | $766,550 |
Fulton County | $140,000 | $766,550 |
Genesee County | $160,000 | $766,550 |
Greene County | $260,000 | $766,550 |
Hamilton County | $199,000 | $766,550 |
Herkimer County | $158,000 | $766,550 |
Jefferson County | $172,000 | $766,550 |
Lewis County | $116,000 | $766,550 |
Livingston County | $230,000 | $766,550 |
Madison County | $227,000 | $766,550 |
Monroe County | $230,000 | $766,550 |
Montgomery County | $149,000 | $766,550 |
Niagara County | $235,000 | $766,550 |
Oneida County | $158,000 | $766,550 |
Onondaga County | $227,000 | $766,550 |
Ontario County | $230,000 | $766,550 |
Orange County | $1,045,000 | $766,550 |
Orleans County | $230,000 | $766,550 |
Oswego County | $227,000 | $766,550 |
Otsego County | $154,000 | $766,550 |
Rensselaer County | $378,000 | $766,550 |
St. Lawrence County | $100,000 | $766,550 |
Saratoga County | $378,000 | $766,550 |
Schenectady County | $378,000 | $766,550 |
Schoharie County | $378,000 | $766,550 |
Schuyler County | $160,000 | $766,550 |
Seneca County | $150,000 | $766,550 |
Steuben County | $120,000 | $766,550 |
Sullivan County | $202,000 | $766,550 |
Tioga County | $148,000 | $766,550 |
Tompkins County | $269,000 | $766,550 |
Ulster County | $330,000 | $766,550 |
Warren County | $250,000 | $766,550 |
Washington County | $250,000 | $766,550 |
Wayne County | $230,000 | $766,550 |
Wyoming County | $140,000 | $766,550 |
Yates County | $230,000 | $766,550 |
More on New York
- Fair Market Rents to view 40th percentile FMRs in New York
- Property Taxes to find Property Taxes in New York
- Income Limits to learn more about income assistance in New York
- Housing Authorites to find Housing Authorities in New York
Citation
Link to this Page:
Questions or Comments? Contact us
Data Source
![Department of Housing and Urban Development HUD Seal](/img/hud.png)
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 2, 2024