2025 Loan limits in Virginia by county. Click on the map below to view loan limits for a particular county.
Virginia Map
Minimum Loan Limit
Maximum Loan Limit
Virginia has 133 counties, with conforming loan limits for a single-family home ranging from $806,500 in Accomack County to $1,209,750 in Arlington County.
Virginia has 0 counties with standard or low-cost loan limits equal to the national baseline; 18 counties with high-cost loan limits equal to the national ceiling; and 115 counties with mid-range loan limits that are between the baseline and ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in Virginia (133)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Arlington County | $1,130,000 | $1,209,750 |
| Clarke County | $1,130,000 | $1,209,750 |
| Culpeper County | $1,130,000 | $1,209,750 |
| Fairfax County | $1,130,000 | $1,209,750 |
| Fauquier County | $1,130,000 | $1,209,750 |
| Loudoun County | $1,130,000 | $1,209,750 |
| Madison County | $1,130,000 | $1,209,750 |
| Prince William County | $1,130,000 | $1,209,750 |
| Rappahannock County | $1,130,000 | $1,209,750 |
| Spotsylvania County | $1,130,000 | $1,209,750 |
| Stafford County | $1,130,000 | $1,209,750 |
| Warren County | $1,130,000 | $1,209,750 |
| Alexandria city | $1,130,000 | $1,209,750 |
| Fairfax city | $1,130,000 | $1,209,750 |
| Falls Church city | $1,130,000 | $1,209,750 |
| Fredericksburg city | $1,130,000 | $1,209,750 |
| Manassas city | $1,130,000 | $1,209,750 |
| Manassas Park city | $1,130,000 | $1,209,750 |
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Accomack County | $169,000 | $806,500 |
| Albemarle County | $515,000 | $806,500 |
| Alleghany County | $175,000 | $806,500 |
| Amelia County | $586,000 | $806,500 |
| Amherst County | $280,000 | $806,500 |
| Appomattox County | $280,000 | $806,500 |
| Augusta County | $311,000 | $806,500 |
| Bath County | $136,000 | $806,500 |
| Bedford County | $280,000 | $806,500 |
| Bland County | $146,000 | $806,500 |
| Botetourt County | $300,000 | $806,500 |
| Brunswick County | $225,000 | $806,500 |
| Buchanan County | $109,000 | $806,500 |
| Buckingham County | $230,000 | $806,500 |
| Campbell County | $280,000 | $806,500 |
| Caroline County | $466,000 | $806,500 |
| Carroll County | $185,000 | $806,500 |
| Charles City County | $586,000 | $806,500 |
| Charlotte County | $124,000 | $806,500 |
| Chesterfield County | $586,000 | $806,500 |
| Craig County | $300,000 | $806,500 |
| Cumberland County | $466,000 | $806,500 |
| Dickenson County | $90,000 | $806,500 |
| Dinwiddie County | $586,000 | $806,500 |
| Essex County | $283,000 | $806,500 |
| Floyd County | $250,000 | $806,500 |
| Fluvanna County | $515,000 | $806,500 |
| Franklin County | $300,000 | $806,500 |
| Frederick County | $410,000 | $806,500 |
| Giles County | $325,000 | $806,500 |
| Gloucester County | $659,000 | $806,500 |
| Goochland County | $586,000 | $806,500 |
| Grayson County | $135,000 | $806,500 |
| Greene County | $515,000 | $806,500 |
| Greensville County | $207,000 | $806,500 |
| Halifax County | $127,000 | $806,500 |
| Hanover County | $586,000 | $806,500 |
| Henrico County | $586,000 | $806,500 |
| Henry County | $134,000 | $806,500 |
| Highland County | $203,000 | $806,500 |
| Isle of Wight County | $659,000 | $806,500 |
| James City County | $659,000 | $806,500 |
| King and Queen County | $586,000 | $806,500 |
| King George County | $450,000 | $806,500 |
| King William County | $586,000 | $806,500 |
| Lancaster County | $385,000 | $806,500 |
| Lee County | $88,000 | $806,500 |
| Louisa County | $466,000 | $806,500 |
| Lunenburg County | $114,000 | $806,500 |
| Mathews County | $659,000 | $806,500 |
| Mecklenburg County | $159,000 | $806,500 |
| Middlesex County | $367,000 | $806,500 |
| Montgomery County | $325,000 | $806,500 |
| Nelson County | $515,000 | $806,500 |
| New Kent County | $586,000 | $806,500 |
| Northampton County | $255,000 | $806,500 |
| Northumberland County | $292,000 | $806,500 |
| Nottoway County | $174,000 | $806,500 |
| Orange County | $358,000 | $806,500 |
| Page County | $250,000 | $806,500 |
| Patrick County | $184,000 | $806,500 |
| Pittsylvania County | $162,000 | $806,500 |
| Powhatan County | $586,000 | $806,500 |
| Prince Edward County | $185,000 | $806,500 |
| Prince George County | $586,000 | $806,500 |
| Pulaski County | $325,000 | $806,500 |
| Richmond County | $211,000 | $806,500 |
| Roanoke County | $300,000 | $806,500 |
| Rockbridge County | $328,000 | $806,500 |
| Rockingham County | $401,000 | $806,500 |
| Russell County | $119,000 | $806,500 |
| Scott County | $244,000 | $806,500 |
| Shenandoah County | $300,000 | $806,500 |
| Smyth County | $130,000 | $806,500 |
| Southampton County | $659,000 | $806,500 |
| Surry County | $265,000 | $806,500 |
| Sussex County | $586,000 | $806,500 |
| Tazewell County | $146,000 | $806,500 |
| Washington County | $244,000 | $806,500 |
| Westmoreland County | $250,000 | $806,500 |
| Wise County | $166,000 | $806,500 |
| Wythe County | $187,000 | $806,500 |
| York County | $659,000 | $806,500 |
| Bristol city | $244,000 | $806,500 |
| Buena Vista city | $174,000 | $806,500 |
| Charlottesville city | $515,000 | $806,500 |
| Chesapeake city | $659,000 | $806,500 |
| Colonial Heights city | $586,000 | $806,500 |
| Covington city | $114,000 | $806,500 |
| Danville city | $162,000 | $806,500 |
| Emporia city | $211,000 | $806,500 |
| Franklin city | $659,000 | $806,500 |
| Galax city | $208,000 | $806,500 |
| Hampton city | $659,000 | $806,500 |
| Harrisonburg city | $401,000 | $806,500 |
| Hopewell city | $586,000 | $806,500 |
| Lexington city | $403,000 | $806,500 |
| Lynchburg city | $280,000 | $806,500 |
| Martinsville city | $134,000 | $806,500 |
| Newport News city | $659,000 | $806,500 |
| Norfolk city | $659,000 | $806,500 |
| Norton city | $166,000 | $806,500 |
| Petersburg city | $586,000 | $806,500 |
| Poquoson city | $659,000 | $806,500 |
| Portsmouth city | $659,000 | $806,500 |
| Radford city | $325,000 | $806,500 |
| Richmond city | $586,000 | $806,500 |
| Roanoke city | $300,000 | $806,500 |
| Salem city | $300,000 | $806,500 |
| Staunton city | $311,000 | $806,500 |
| Suffolk city | $659,000 | $806,500 |
| Virginia Beach city | $659,000 | $806,500 |
| Waynesboro city | $311,000 | $806,500 |
| Williamsburg city | $659,000 | $806,500 |
| Winchester city | $410,000 | $806,500 |
More on Virginia
- Fair Market Rents to view 40th percentile FMRs in Virginia
- Property Taxes to find Property Taxes in Virginia
- Income Limits to learn more about income assistance in Virginia
- Housing Authorites to find Housing Authorities in Virginia
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 5, 2025