Texas Loan Limits

2024 Loan Limits

2024 Loan limits in Texas by county. Click on the map below to view loan limits for a particular county.

Texas Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Texas. The conforming loan limits for a single-family home anywhere in Texas is $766,550.

Loan limits in Texas are based on the median home price in each county of Texas. Based on home prices across the state, all areas in Texas have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Texas (254)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Anderson County $169,000 $766,550
Andrews County $379,000 $766,550
Angelina County $201,000 $766,550
Aransas County $298,000 $766,550
Archer County $231,000 $766,550
Armstrong County $250,000 $766,550
Atascosa County $485,000 $766,550
Austin County $382,000 $766,550
Bailey County $139,000 $766,550
Bandera County $485,000 $766,550
Bastrop County $497,000 $766,550
Baylor County $115,000 $766,550
Bee County $158,000 $766,550
Bell County $293,000 $766,550
Bexar County $485,000 $766,550
Blanco County $384,000 $766,550
Borden County $283,000 $766,550
Bosque County $185,000 $766,550
Bowie County $176,000 $766,550
Brazoria County $382,000 $766,550
Brazos County $310,000 $766,550
Brewster County $261,000 $766,550
Briscoe County $125,000 $766,550
Brooks County $94,000 $766,550
Brown County $169,000 $766,550
Burleson County $310,000 $766,550
Burnet County $318,000 $766,550
Caldwell County $497,000 $766,550
Calhoun County $175,000 $766,550
Callahan County $229,000 $766,550
Cameron County $210,000 $766,550
Camp County $206,000 $766,550
Carson County $250,000 $766,550
Cass County $156,000 $766,550
Castro County $157,000 $766,550
Chambers County $382,000 $766,550
Cherokee County $171,000 $766,550
Childress County $102,000 $766,550
Clay County $231,000 $766,550
Cochran County $104,000 $766,550
Coke County $135,000 $766,550
Coleman County $125,000 $766,550
Collin County $490,000 $766,550
Collingsworth County $134,000 $766,550
Colorado County $233,000 $766,550
Comal County $485,000 $766,550
Comanche County $147,000 $766,550
Concho County $159,000 $766,550
Cooke County $264,000 $766,550
Coryell County $293,000 $766,550
Cottle County $80,000 $766,550
Crane County $160,000 $766,550
Crockett County $178,000 $766,550
Crosby County $232,000 $766,550
Culberson County $164,000 $766,550
Dallam County $152,000 $766,550
Dallas County $490,000 $766,550
Dawson County $137,000 $766,550
Deaf Smith County $193,000 $766,550
Delta County $318,000 $766,550
Denton County $490,000 $766,550
DeWitt County $178,000 $766,550
Dickens County $89,000 $766,550
Dimmit County $178,000 $766,550
Donley County $137,000 $766,550
Duval County $166,000 $766,550
Eastland County $140,000 $766,550
Ector County $248,000 $766,550
Edwards County $172,000 $766,550
Ellis County $490,000 $766,550
El Paso County $245,000 $766,550
Erath County $215,000 $766,550
Falls County $266,000 $766,550
Fannin County $219,000 $766,550
Fayette County $297,000 $766,550
Fisher County $98,000 $766,550
Floyd County $190,000 $766,550
Foard County $92,000 $766,550
Fort Bend County $382,000 $766,550
Franklin County $200,000 $766,550
Freestone County $173,000 $766,550
Frio County $177,000 $766,550
Gaines County $160,000 $766,550
Galveston County $382,000 $766,550
Garza County $165,000 $766,550
Gillespie County $405,000 $766,550
Glasscock County $375,000 $766,550
Goliad County $230,000 $766,550
Gonzales County $212,000 $766,550
Gray County $168,000 $766,550
Grayson County $282,000 $766,550
Gregg County $226,000 $766,550
Grimes County $242,000 $766,550
Guadalupe County $485,000 $766,550
Hale County $154,000 $766,550
Hall County $74,000 $766,550
Hamilton County $157,000 $766,550
Hansford County $162,000 $766,550
Hardeman County $75,000 $766,550
Hardin County $228,000 $766,550
Harris County $382,000 $766,550
Harrison County $226,000 $766,550
Hartley County $246,000 $766,550
Haskell County $98,000 $766,550
Hays County $497,000 $766,550
Hemphill County $181,000 $766,550
Henderson County $210,000 $766,550
Hidalgo County $194,000 $766,550
Hill County $204,000 $766,550
Hockley County $176,000 $766,550
Hood County $293,000 $766,550
Hopkins County $250,000 $766,550
Houston County $166,000 $766,550
Howard County $172,000 $766,550
Hudspeth County $245,000 $766,550
Hunt County $490,000 $766,550
Hutchinson County $129,000 $766,550
Irion County $221,000 $766,550
Jack County $188,000 $766,550
Jackson County $162,000 $766,550
Jasper County $162,000 $766,550
Jeff Davis County $335,000 $766,550
Jefferson County $228,000 $766,550
Jim Hogg County $152,000 $766,550
Jim Wells County $166,000 $766,550
Johnson County $490,000 $766,550
Jones County $229,000 $766,550
Karnes County $166,000 $766,550
Kaufman County $490,000 $766,550
Kendall County $485,000 $766,550
Kenedy County $188,000 $766,550
Kent County $163,000 $766,550
Kerr County $298,000 $766,550
Kimble County $275,000 $766,550
King County $114,000 $766,550
Kinney County $302,000 $766,550
Kleberg County $188,000 $766,550
Knox County $70,000 $766,550
Lamar County $181,000 $766,550
Lamb County $143,000 $766,550
Lampasas County $293,000 $766,550
La Salle County $188,000 $766,550
Lavaca County $210,000 $766,550
Lee County $247,000 $766,550
Leon County $179,000 $766,550
Liberty County $382,000 $766,550
Limestone County $151,000 $766,550
Lipscomb County $123,000 $766,550
Live Oak County $167,000 $766,550
Llano County $287,000 $766,550
Loving County $166,000 $766,550
Lubbock County $232,000 $766,550
Lynn County $232,000 $766,550
McCulloch County $140,000 $766,550
McLennan County $266,000 $766,550
McMullen County $178,000 $766,550
Madison County $220,000 $766,550
Marion County $172,000 $766,550
Martin County $325,000 $766,550
Mason County $288,000 $766,550
Matagorda County $185,000 $766,550
Maverick County $206,000 $766,550
Medina County $485,000 $766,550
Menard County $159,000 $766,550
Midland County $325,000 $766,550
Milam County $188,000 $766,550
Mills County $237,000 $766,550
Mitchell County $107,000 $766,550
Montague County $182,000 $766,550
Montgomery County $382,000 $766,550
Moore County $165,000 $766,550
Morris County $137,000 $766,550
Motley County $113,000 $766,550
Nacogdoches County $196,000 $766,550
Navarro County $182,000 $766,550
Newton County $168,000 $766,550
Nolan County $145,000 $766,550
Nueces County $265,000 $766,550
Ochiltree County $156,000 $766,550
Oldham County $250,000 $766,550
Orange County $228,000 $766,550
Palo Pinto County $219,000 $766,550
Panola County $181,000 $766,550
Parker County $490,000 $766,550
Parmer County $146,000 $766,550
Pecos County $168,000 $766,550
Polk County $166,000 $766,550
Potter County $250,000 $766,550
Presidio County $272,000 $766,550
Rains County $228,000 $766,550
Randall County $250,000 $766,550
Reagan County $176,000 $766,550
Real County $183,000 $766,550
Red River County $93,000 $766,550
Reeves County $166,000 $766,550
Refugio County $162,000 $766,550
Roberts County $168,000 $766,550
Robertson County $310,000 $766,550
Rockwall County $490,000 $766,550
Runnels County $119,000 $766,550
Rusk County $226,000 $766,550
Sabine County $147,000 $766,550
San Augustine County $132,000 $766,550
San Jacinto County $170,000 $766,550
San Patricio County $265,000 $766,550
San Saba County $148,000 $766,550
Schleicher County $133,000 $766,550
Scurry County $159,000 $766,550
Shackelford County $306,000 $766,550
Shelby County $141,000 $766,550
Sherman County $167,000 $766,550
Smith County $281,000 $766,550
Somervell County $268,000 $766,550
Starr County $104,000 $766,550
Stephens County $144,000 $766,550
Sterling County $221,000 $766,550
Stonewall County $188,000 $766,550
Sutton County $140,000 $766,550
Swisher County $129,000 $766,550
Tarrant County $490,000 $766,550
Taylor County $229,000 $766,550
Terrell County $102,000 $766,550
Terry County $163,000 $766,550
Throckmorton County $179,000 $766,550
Titus County $206,000 $766,550
Tom Green County $221,000 $766,550
Travis County $497,000 $766,550
Trinity County $130,000 $766,550
Tyler County $142,000 $766,550
Upshur County $226,000 $766,550
Upton County $121,000 $766,550
Uvalde County $205,000 $766,550
Val Verde County $214,000 $766,550
Van Zandt County $222,000 $766,550
Victoria County $230,000 $766,550
Walker County $240,000 $766,550
Waller County $382,000 $766,550
Ward County $202,000 $766,550
Washington County $293,000 $766,550
Webb County $231,000 $766,550
Wharton County $208,000 $766,550
Wheeler County $127,000 $766,550
Wichita County $231,000 $766,550
Wilbarger County $123,000 $766,550
Willacy County $87,000 $766,550
Williamson County $497,000 $766,550
Wilson County $485,000 $766,550
Winkler County $174,000 $766,550
Wise County $490,000 $766,550
Wood County $216,000 $766,550
Yoakum County $207,000 $766,550
Young County $149,000 $766,550
Zapata County $84,000 $766,550
Zavala County $95,000 $766,550

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2024