2025 Loan limits in Tennessee by county. Click on the map below to view loan limits for a particular county.
Tennessee Map
Tennessee has 95 counties, with conforming loan limits for a single-family home ranging from $806,500 in Anderson County to $989,000 in Cannon County.
Tennessee has 0 counties with standard or low-cost loan limits equal to the national baseline; 0 counties with high-cost loan limits equal to the national ceiling; and 95 counties with mid-range loan limits that are between the baseline and ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in Tennessee (95)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Anderson County | $350,000 | $806,500 |
| Bedford County | $293,000 | $806,500 |
| Benton County | $76,000 | $806,500 |
| Bledsoe County | $100,000 | $806,500 |
| Blount County | $350,000 | $806,500 |
| Bradley County | $260,000 | $806,500 |
| Campbell County | $350,000 | $806,500 |
| Cannon County | $860,000 | $989,000 |
| Carroll County | $94,000 | $806,500 |
| Carter County | $260,000 | $806,500 |
| Cheatham County | $860,000 | $989,000 |
| Chester County | $197,000 | $806,500 |
| Claiborne County | $123,000 | $806,500 |
| Clay County | $71,000 | $806,500 |
| Cocke County | $90,000 | $806,500 |
| Coffee County | $250,000 | $806,500 |
| Crockett County | $197,000 | $806,500 |
| Cumberland County | $142,000 | $806,500 |
| Davidson County | $860,000 | $989,000 |
| Decatur County | $75,000 | $806,500 |
| DeKalb County | $160,000 | $806,500 |
| Dickson County | $860,000 | $989,000 |
| Dyer County | $125,000 | $806,500 |
| Fayette County | $340,000 | $806,500 |
| Fentress County | $93,000 | $806,500 |
| Franklin County | $250,000 | $806,500 |
| Gibson County | $197,000 | $806,500 |
| Giles County | $157,000 | $806,500 |
| Grainger County | $238,000 | $806,500 |
| Greene County | $171,000 | $806,500 |
| Grundy County | $90,000 | $806,500 |
| Hamblen County | $238,000 | $806,500 |
| Hamilton County | $329,000 | $806,500 |
| Hancock County | $80,000 | $806,500 |
| Hardeman County | $85,000 | $806,500 |
| Hardin County | $99,000 | $806,500 |
| Hawkins County | $244,000 | $806,500 |
| Haywood County | $110,000 | $806,500 |
| Henderson County | $122,000 | $806,500 |
| Henry County | $120,000 | $806,500 |
| Hickman County | $465,000 | $806,500 |
| Houston County | $123,000 | $806,500 |
| Humphreys County | $134,000 | $806,500 |
| Jackson County | $260,000 | $806,500 |
| Jefferson County | $238,000 | $806,500 |
| Johnson County | $110,000 | $806,500 |
| Knox County | $350,000 | $806,500 |
| Lake County | $73,000 | $806,500 |
| Lauderdale County | $95,000 | $806,500 |
| Lawrence County | $150,000 | $806,500 |
| Lewis County | $150,000 | $806,500 |
| Lincoln County | $190,000 | $806,500 |
| Loudon County | $350,000 | $806,500 |
| McMinn County | $185,000 | $806,500 |
| McNairy County | $110,000 | $806,500 |
| Macon County | $860,000 | $989,000 |
| Madison County | $197,000 | $806,500 |
| Marion County | $329,000 | $806,500 |
| Marshall County | $266,000 | $806,500 |
| Maury County | $860,000 | $989,000 |
| Meigs County | $123,000 | $806,500 |
| Monroe County | $160,000 | $806,500 |
| Montgomery County | $298,000 | $806,500 |
| Moore County | $250,000 | $806,500 |
| Morgan County | $350,000 | $806,500 |
| Obion County | $120,000 | $806,500 |
| Overton County | $260,000 | $806,500 |
| Perry County | $70,000 | $806,500 |
| Pickett County | $140,000 | $806,500 |
| Polk County | $260,000 | $806,500 |
| Putnam County | $260,000 | $806,500 |
| Rhea County | $160,000 | $806,500 |
| Roane County | $350,000 | $806,500 |
| Robertson County | $860,000 | $989,000 |
| Rutherford County | $860,000 | $989,000 |
| Scott County | $97,000 | $806,500 |
| Sequatchie County | $329,000 | $806,500 |
| Sevier County | $345,000 | $806,500 |
| Shelby County | $340,000 | $806,500 |
| Smith County | $860,000 | $989,000 |
| Stewart County | $298,000 | $806,500 |
| Sullivan County | $244,000 | $806,500 |
| Sumner County | $860,000 | $989,000 |
| Tipton County | $340,000 | $806,500 |
| Trousdale County | $860,000 | $989,000 |
| Unicoi County | $260,000 | $806,500 |
| Union County | $350,000 | $806,500 |
| Van Buren County | $98,000 | $806,500 |
| Warren County | $192,000 | $806,500 |
| Washington County | $260,000 | $806,500 |
| Wayne County | $75,000 | $806,500 |
| Weakley County | $120,000 | $806,500 |
| White County | $182,000 | $806,500 |
| Williamson County | $860,000 | $989,000 |
| Wilson County | $860,000 | $989,000 |
More on Tennessee
- Fair Market Rents to view 40th percentile FMRs in Tennessee
- Property Taxes to find Property Taxes in Tennessee
- Income Limits to learn more about income assistance in Tennessee
- Housing Authorites to find Housing Authorities in Tennessee
Citation
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 5, 2025