Mississippi Loan Limits

2024 Loan Limits

2024 Loan limits in Mississippi by county. Click on the map below to view loan limits for a particular county.

Mississippi Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Mississippi. The conforming loan limits for a single-family home anywhere in Mississippi is $766,550.

Loan limits in Mississippi are based on the median home price in each county of Mississippi. Based on home prices across the state, all areas in Mississippi have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Mississippi (82)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Adams County $122,000 $766,550
Alcorn County $241,000 $766,550
Amite County $138,000 $766,550
Attala County $117,000 $766,550
Benton County $109,000 $766,550
Bolivar County $135,000 $766,550
Calhoun County $94,000 $766,550
Carroll County $132,000 $766,550
Chickasaw County $98,000 $766,550
Choctaw County $228,000 $766,550
Claiborne County $94,000 $766,550
Clarke County $281,000 $766,550
Clay County $132,000 $766,550
Coahoma County $99,000 $766,550
Copiah County $322,000 $766,550
Covington County $258,000 $766,550
DeSoto County $328,000 $766,550
Forrest County $258,000 $766,550
Franklin County $112,000 $766,550
George County $178,000 $766,550
Greene County $113,000 $766,550
Grenada County $140,000 $766,550
Hancock County $230,000 $766,550
Harrison County $230,000 $766,550
Hinds County $322,000 $766,550
Holmes County $322,000 $766,550
Humphreys County $98,000 $766,550
Issaquena County $143,000 $766,550
Itawamba County $216,000 $766,550
Jackson County $230,000 $766,550
Jasper County $157,000 $766,550
Jefferson County $112,000 $766,550
Jefferson Davis County $113,000 $766,550
Jones County $157,000 $766,550
Kemper County $281,000 $766,550
Lafayette County $332,000 $766,550
Lamar County $258,000 $766,550
Lauderdale County $281,000 $766,550
Lawrence County $132,000 $766,550
Leake County $180,000 $766,550
Lee County $216,000 $766,550
Leflore County $132,000 $766,550
Lincoln County $183,000 $766,550
Lowndes County $203,000 $766,550
Madison County $322,000 $766,550
Marion County $124,000 $766,550
Marshall County $328,000 $766,550
Monroe County $172,000 $766,550
Montgomery County $119,000 $766,550
Neshoba County $114,000 $766,550
Newton County $148,000 $766,550
Noxubee County $146,000 $766,550
Oktibbeha County $296,000 $766,550
Panola County $161,000 $766,550
Pearl River County $199,000 $766,550
Perry County $258,000 $766,550
Pike County $158,000 $766,550
Pontotoc County $216,000 $766,550
Prentiss County $216,000 $766,550
Quitman County $74,000 $766,550
Rankin County $322,000 $766,550
Scott County $171,000 $766,550
Sharkey County $97,000 $766,550
Simpson County $322,000 $766,550
Smith County $146,000 $766,550
Stone County $230,000 $766,550
Sunflower County $123,000 $766,550
Tallahatchie County $92,000 $766,550
Tate County $328,000 $766,550
Tippah County $140,000 $766,550
Tishomingo County $139,000 $766,550
Tunica County $328,000 $766,550
Union County $157,000 $766,550
Walthall County $172,000 $766,550
Warren County $177,000 $766,550
Washington County $106,000 $766,550
Wayne County $105,000 $766,550
Webster County $296,000 $766,550
Wilkinson County $102,000 $766,550
Winston County $134,000 $766,550
Yalobusha County $111,000 $766,550
Yazoo County $322,000 $766,550

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2024