2025 Loan limits in Maine by county. Click on the map below to view loan limits for a particular county.
Maine Map
Loan Limits are the same across all of Maine. The conforming loan limits for a single-family home anywhere in Maine is $806,500.
Loan limits in Maine are based on the median home price in each county of Maine. Based on home prices across the state, all areas in Maine have loan limits that fall between the national baseline and the ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in Maine (16)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Androscoggin County | $299,000 | $806,500 |
| Aroostook County | $166,000 | $806,500 |
| Cumberland County | $522,000 | $806,500 |
| Franklin County | $244,000 | $806,500 |
| Hancock County | $325,000 | $806,500 |
| Kennebec County | $288,000 | $806,500 |
| Knox County | $386,000 | $806,500 |
| Lincoln County | $325,000 | $806,500 |
| Oxford County | $292,000 | $806,500 |
| Penobscot County | $273,000 | $806,500 |
| Piscataquis County | $211,000 | $806,500 |
| Sagadahoc County | $522,000 | $806,500 |
| Somerset County | $220,000 | $806,500 |
| Waldo County | $298,000 | $806,500 |
| Washington County | $239,000 | $806,500 |
| York County | $522,000 | $806,500 |
More on Maine
- Fair Market Rents to view 40th percentile FMRs in Maine
- Property Taxes to find Property Taxes in Maine
- Income Limits to learn more about income assistance in Maine
- Housing Authorites to find Housing Authorities in Maine
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 5, 2025