McCreary County, KY

2025 Fair Market Rents

Tags: 2025 Kentucky

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The top four largest cities in McCreary County are Williamsburg, Whitley City, Pine Knot, and Stearns. Fair Market Rents on this page may apply depending on whether the county uses SAFMRs or county level FMRs. Cities in multiple SAFMR areas will have different SAFMRS based on ZIP code.

What type of FMR does McCreary County use?

Small Area Fair Market Rents were created by the HUD for this county/Metro Fmr Area however McCreary County is not required to use Small Area FMRs by the HUD. It is at the discretion of the local Housing Authority to determine if SAFMRs or 40th percentile FMRs are used.

To learn more about the criteria the HUD uses to determine if a Metro FMR Area requires Small Area Fair Market Rents click here.

How does McCreary County compare?

McCreary County ($867) has a 10.5% lower FMR for 2-Bedroom housing than the average of Kentucky ($969) and therefore has a lower gross rent.

McCreary County is rank 62nd out of 120 counties. This means the FMRs, or in other words, the gross rent is lower than 61 other counties. McCreary County is the 59th cheapest county in terms of FMRs.

Rent Tables McCreary County, KY

Fair Market Rent (40th Percentile)

$624
studio
$783
1-Bedroom
$867
2-Bedroom
$1,084
3-Bedroom
$1,194
4-Bedroom

Median Rent (50th Percentile)

$624
studio
$783
1-Bedroom
$867
2-Bedroom
$1,084
3-Bedroom
$1,194
4-Bedroom

Small Market Areas (By Zip Code)

The 90% and 110% SAFMRs represent the minimum and maximum payment standards that can be set by the local Public Housing Authority under regular conditions. The payment standard is the actual value used in Section 8. For more on payment standards click here.

FMRs and SAFMRs are set by the HUD. The local PHA takes these FMR/SAFMR values and may decide to use any value that is within +-10% of the FMR/SAFMR as the payment standard for the areas under their jurisdiction.

For a more in-depth explaination return to the overview page.

ZipCode Studio 1-Bed 2-Bed 3-Bed 4-Bed
40769 $620 $690 $870 $1,050 $1,150
42631 $630 $790 $880 $1,100 $1,210
42634 $630 $730 $890 $1,090 $1,270
42635 $620 $780 $870 $1,080 $1,190
42638 $680 $850 $950 $1,180 $1,300
42647 $730 $920 $1,020 $1,280 $1,410
42649 $690 $790 $930 $1,150 $1,350
42653 $630 $790 $880 $1,100 $1,210
40769 $620 $690 $870 $1,050 $1,150
ZipCode Studio 1-Bed 2-Bed 3-Bed 4-Bed
40769 $558 $621 $783 $945 $1,035
42631 $567 $711 $792 $990 $1,089
42634 $567 $657 $801 $981 $1,143
42635 $558 $702 $783 $972 $1,071
42638 $612 $765 $855 $1,062 $1,170
42647 $657 $828 $918 $1,152 $1,269
42649 $621 $711 $837 $1,035 $1,215
42653 $567 $711 $792 $990 $1,089
40769 $558 $621 $783 $945 $1,035
ZipCode Studio 1-Bed 2-Bed 3-Bed 4-Bed
40769 $682 $759 $957 $1,155 $1,265
42631 $693 $869 $968 $1,210 $1,331
42634 $693 $803 $979 $1,199 $1,397
42635 $682 $858 $957 $1,188 $1,309
42638 $748 $935 $1,045 $1,298 $1,430
42647 $803 $1,012 $1,122 $1,408 $1,551
42649 $759 $869 $1,023 $1,265 $1,485
42653 $693 $869 $968 $1,210 $1,331
40769 $682 $759 $957 $1,155 $1,265

Fair Market Rents on this page apply to the following cities in McCreary County, Kentucky: Williamsburg, Whitley City, Pine Knot, Stearns, Parkers Lake, Strunk, Marshes Siding, and Revelo.

These Fair Market Rents also apply to the following ZIP codes in McCreary County, Kentucky: 40769, 42653, 42635, 42647, 42634, 42649, 42631, and 42638.

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Data Source

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Fair Market Rents are published by the Department of Housing And Urban Development.