Gallatin County, KY

2025 Fair Market Rents

Tags: 2025 Cincinnati, OH-KY-IN HUD Metro FMR Area

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Return to the state page to see where Kentucky ranks nationally and to view information on other counties. Click on the map to view a different county.

The top three largest cities in Gallatin County are Warsaw, Sparta, and Glencoe. Fair Market Rents on this page may apply depending on whether the county uses SAFMRs or county level FMRs. Cities in multiple SAFMR areas will have different SAFMRS based on ZIP code.

What type of FMR does Gallatin County use?

Small Area Fair Market Rents were created by the HUD for this county/Metro Fmr Area however Gallatin County is not required to use Small Area FMRs by the HUD. It is at the discretion of the local Housing Authority to determine if SAFMRs or 40th percentile FMRs are used.

To learn more about the criteria the HUD uses to determine if a Metro FMR Area requires Small Area Fair Market Rents click here.

How does Gallatin County compare?

Gallatin County ($1,287) has a 32.8% higher FMR for 2-Bedroom housing than the average of Kentucky ($969) and therefore a higher gross rent.

Gallatin County is rank 6th out of 120 counties. This means the FMRs, or in other words, the gross rent is higher than 114 other counties. Gallatin County is the 6th most expensive county in terms of FMRs.

Rent Tables Gallatin County, KY

Fair Market Rent (40th Percentile)

$883
studio
$993
1-Bedroom
$1,287
2-Bedroom
$1,707
3-Bedroom
$1,885
4-Bedroom

Median Rent (50th Percentile)

$957
studio
$1,075
1-Bedroom
$1,394
2-Bedroom
$1,848
3-Bedroom
$2,042
4-Bedroom

Small Market Areas (By Zip Code)

The 90% and 110% SAFMRs represent the minimum and maximum payment standards that can be set by the local Public Housing Authority under regular conditions. The payment standard is the actual value used in Section 8. For more on payment standards click here.

FMRs and SAFMRs are set by the HUD. The local PHA takes these FMR/SAFMR values and may decide to use any value that is within +-10% of the FMR/SAFMR as the payment standard for the areas under their jurisdiction.

For a more in-depth explaination return to the overview page.

ZipCode Studio 1-Bed 2-Bed 3-Bed 4-Bed
41046 $850 $940 $1,220 $1,600 $1,750
41086 $820 $900 $1,170 $1,530 $1,670
41095 $730 $830 $1,080 $1,430 $1,590
41046 $850 $940 $1,220 $1,600 $1,750
41046 $850 $940 $1,220 $1,600 $1,750
41086 $820 $900 $1,170 $1,530 $1,670
ZipCode Studio 1-Bed 2-Bed 3-Bed 4-Bed
41046 $765 $846 $1,098 $1,440 $1,575
41086 $738 $810 $1,053 $1,377 $1,503
41095 $657 $747 $972 $1,287 $1,431
41046 $765 $846 $1,098 $1,440 $1,575
41046 $765 $846 $1,098 $1,440 $1,575
41086 $738 $810 $1,053 $1,377 $1,503
ZipCode Studio 1-Bed 2-Bed 3-Bed 4-Bed
41046 $935 $1,034 $1,342 $1,760 $1,925
41086 $902 $990 $1,287 $1,683 $1,837
41095 $803 $913 $1,188 $1,573 $1,749
41046 $935 $1,034 $1,342 $1,760 $1,925
41046 $935 $1,034 $1,342 $1,760 $1,925
41086 $902 $990 $1,287 $1,683 $1,837

Fair Market Rents on this page apply to the following cities in Gallatin County, Kentucky: Warsaw, Sparta, and Glencoe.

These Fair Market Rents also apply to the following ZIP codes in Gallatin County, Kentucky: 41095, 41086, and 41046.

Gallatin County, KY is considered part of the following metro FMR area: CINCINNATI, OH-KY-IN HUD METRO FMR AREA.

Other counties in the same metro FMR area are: Boone County, KY, Bracken County, KY, Campbell County, KY, Kenton County, KY, and Pendleton County, KY.

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Data Source

HUD Seal

Fair Market Rents are published by the Department of Housing And Urban Development.