2025 Loan limits in Washington state by county. Click on the map below to view loan limits for a particular county.
Washington Map
Washington has 39 counties, with conforming loan limits for a single-family home ranging from $806,500 in Adams County to $1,037,300 in King County.
Washington has 0 counties with standard or low-cost loan limits equal to the national baseline; 0 counties with high-cost loan limits equal to the national ceiling; and 39 counties with mid-range loan limits that are between the baseline and ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in Washington (39)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Adams County | $277,000 | $806,500 |
| Asotin County | $337,000 | $806,500 |
| Benton County | $415,000 | $806,500 |
| Chelan County | $475,000 | $806,500 |
| Clallam County | $425,000 | $806,500 |
| Clark County | $605,000 | $806,500 |
| Columbia County | $229,000 | $806,500 |
| Cowlitz County | $385,000 | $806,500 |
| Douglas County | $475,000 | $806,500 |
| Ferry County | $236,000 | $806,500 |
| Franklin County | $415,000 | $806,500 |
| Garfield County | $262,000 | $806,500 |
| Grant County | $310,000 | $806,500 |
| Grays Harbor County | $302,000 | $806,500 |
| Island County | $525,000 | $806,500 |
| Jefferson County | $450,000 | $806,500 |
| King County | $902,000 | $1,037,300 |
| Kitsap County | $500,000 | $806,500 |
| Kittitas County | $448,000 | $806,500 |
| Klickitat County | $287,000 | $806,500 |
| Lewis County | $365,000 | $806,500 |
| Lincoln County | $320,000 | $806,500 |
| Mason County | $350,000 | $806,500 |
| Okanogan County | $240,000 | $806,500 |
| Pacific County | $250,000 | $806,500 |
| Pend Oreille County | $279,000 | $806,500 |
| Pierce County | $902,000 | $1,037,300 |
| San Juan County | $433,000 | $806,500 |
| Skagit County | $490,000 | $806,500 |
| Skamania County | $605,000 | $806,500 |
| Snohomish County | $902,000 | $1,037,300 |
| Spokane County | $390,000 | $806,500 |
| Stevens County | $390,000 | $806,500 |
| Thurston County | $485,000 | $806,500 |
| Wahkiakum County | $305,000 | $806,500 |
| Walla Walla County | $394,000 | $806,500 |
| Whatcom County | $550,000 | $806,500 |
| Whitman County | $504,000 | $806,500 |
| Yakima County | $324,000 | $806,500 |
More on Washington
- Fair Market Rents to view 40th percentile FMRs in Washington
- Property Taxes to find Property Taxes in Washington
- Income Limits to learn more about income assistance in Washington
- Housing Authorites to find Housing Authorities in Washington
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 5, 2025