2025 Loan limits in South Dakota by county. Click on the map below to view loan limits for a particular county.
South Dakota Map
Loan Limits are the same across all of South Dakota. The conforming loan limits for a single-family home anywhere in South Dakota is $806,500.
Loan limits in South Dakota are based on the median home price in each county of South Dakota. Based on home prices across the state, all areas in South Dakota have loan limits that fall between the national baseline and the ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in South Dakota (65)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Aurora County | $172,000 | $806,500 |
| Beadle County | $139,000 | $806,500 |
| Bennett County | $168,000 | $806,500 |
| Bon Homme County | $160,000 | $806,500 |
| Brookings County | $324,000 | $806,500 |
| Brown County | $285,000 | $806,500 |
| Brule County | $267,000 | $806,500 |
| Buffalo County | $136,000 | $806,500 |
| Butte County | $250,000 | $806,500 |
| Campbell County | $239,000 | $806,500 |
| Charles Mix County | $232,000 | $806,500 |
| Clark County | $193,000 | $806,500 |
| Clay County | $231,000 | $806,500 |
| Codington County | $258,000 | $806,500 |
| Corson County | $108,000 | $806,500 |
| Custer County | $369,000 | $806,500 |
| Davison County | $243,000 | $806,500 |
| Day County | $192,000 | $806,500 |
| Deuel County | $157,000 | $806,500 |
| Dewey County | $95,000 | $806,500 |
| Douglas County | $172,000 | $806,500 |
| Edmunds County | $285,000 | $806,500 |
| Fall River County | $225,000 | $806,500 |
| Faulk County | $164,000 | $806,500 |
| Grant County | $239,000 | $806,500 |
| Gregory County | $155,000 | $806,500 |
| Haakon County | $196,000 | $806,500 |
| Hamlin County | $258,000 | $806,500 |
| Hand County | $192,000 | $806,500 |
| Hanson County | $243,000 | $806,500 |
| Harding County | $163,000 | $806,500 |
| Hughes County | $344,000 | $806,500 |
| Hutchinson County | $212,000 | $806,500 |
| Hyde County | $148,000 | $806,500 |
| Jackson County | $138,000 | $806,500 |
| Jerauld County | $139,000 | $806,500 |
| Jones County | $126,000 | $806,500 |
| Kingsbury County | $212,000 | $806,500 |
| Lake County | $280,000 | $806,500 |
| Lawrence County | $471,000 | $806,500 |
| Lincoln County | $381,000 | $806,500 |
| Lyman County | $230,000 | $806,500 |
| McCook County | $381,000 | $806,500 |
| McPherson County | $111,000 | $806,500 |
| Marshall County | $299,000 | $806,500 |
| Meade County | $372,000 | $806,500 |
| Mellette County | $82,000 | $806,500 |
| Miner County | $120,000 | $806,500 |
| Minnehaha County | $381,000 | $806,500 |
| Moody County | $276,000 | $806,500 |
| Pennington County | $372,000 | $806,500 |
| Perkins County | $155,000 | $806,500 |
| Potter County | $199,000 | $806,500 |
| Roberts County | $330,000 | $806,500 |
| Sanborn County | $183,000 | $806,500 |
| Spink County | $154,000 | $806,500 |
| Stanley County | $344,000 | $806,500 |
| Sully County | $271,000 | $806,500 |
| Todd County | $132,000 | $806,500 |
| Tripp County | $182,000 | $806,500 |
| Turner County | $381,000 | $806,500 |
| Union County | $359,000 | $806,500 |
| Walworth County | $165,000 | $806,500 |
| Yankton County | $245,000 | $806,500 |
| Ziebach County | $132,000 | $806,500 |
More on South Dakota
- Fair Market Rents to view 40th percentile FMRs in South Dakota
- Property Taxes to find Property Taxes in South Dakota
- Income Limits to learn more about income assistance in South Dakota
- Housing Authorites to find Housing Authorities in South Dakota
Citation
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 5, 2025