South Dakota Loan Limits

2024 Loan Limits

2024 Loan limits in South Dakota by county. Click on the map below to view loan limits for a particular county.

South Dakota Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of South Dakota. The conforming loan limits for a single-family home anywhere in South Dakota is $766,550.

Loan limits in South Dakota are based on the median home price in each county of South Dakota. Based on home prices across the state, all areas in South Dakota have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in South Dakota (65)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Aurora County $154,000 $766,550
Beadle County $139,000 $766,550
Bennett County $168,000 $766,550
Bon Homme County $134,000 $766,550
Brookings County $290,000 $766,550
Brown County $247,000 $766,550
Brule County $236,000 $766,550
Buffalo County $136,000 $766,550
Butte County $230,000 $766,550
Campbell County $239,000 $766,550
Charles Mix County $196,000 $766,550
Clark County $168,000 $766,550
Clay County $231,000 $766,550
Codington County $242,000 $766,550
Corson County $84,000 $766,550
Custer County $369,000 $766,550
Davison County $226,000 $766,550
Day County $174,000 $766,550
Deuel County $132,000 $766,550
Dewey County $94,000 $766,550
Douglas County $161,000 $766,550
Edmunds County $247,000 $766,550
Fall River County $197,000 $766,550
Faulk County $136,000 $766,550
Grant County $202,000 $766,550
Gregory County $145,000 $766,550
Haakon County $196,000 $766,550
Hamlin County $242,000 $766,550
Hand County $192,000 $766,550
Hanson County $226,000 $766,550
Harding County $142,000 $766,550
Hughes County $344,000 $766,550
Hutchinson County $212,000 $766,550
Hyde County $148,000 $766,550
Jackson County $101,000 $766,550
Jerauld County $139,000 $766,550
Jones County $123,000 $766,550
Kingsbury County $183,000 $766,550
Lake County $249,000 $766,550
Lawrence County $471,000 $766,550
Lincoln County $352,000 $766,550
Lyman County $177,000 $766,550
McCook County $352,000 $766,550
McPherson County $99,000 $766,550
Marshall County $299,000 $766,550
Meade County $372,000 $766,550
Mellette County $82,000 $766,550
Miner County $120,000 $766,550
Minnehaha County $352,000 $766,550
Moody County $235,000 $766,550
Pennington County $372,000 $766,550
Perkins County $146,000 $766,550
Potter County $199,000 $766,550
Roberts County $330,000 $766,550
Sanborn County $156,000 $766,550
Spink County $148,000 $766,550
Stanley County $344,000 $766,550
Sully County $209,000 $766,550
Todd County $132,000 $766,550
Tripp County $156,000 $766,550
Turner County $352,000 $766,550
Union County $359,000 $766,550
Walworth County $146,000 $766,550
Yankton County $225,000 $766,550
Ziebach County $120,000 $766,550

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Data Source

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FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2024