South Carolina Loan Limits

2024 Loan Limits

2024 Loan limits in South Carolina by county. Click on the map below to view loan limits for a particular county.

South Carolina Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of South Carolina. The conforming loan limits for a single-family home anywhere in South Carolina is $766,550.

Loan limits in South Carolina are based on the median home price in each county of South Carolina. Based on home prices across the state, all areas in South Carolina have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in South Carolina (46)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Abbeville County $253,000 $766,550
Aiken County $297,000 $766,550
Allendale County $80,000 $766,550
Anderson County $305,000 $766,550
Bamberg County $99,000 $766,550
Barnwell County $99,000 $766,550
Beaufort County $475,000 $766,550
Berkeley County $510,000 $766,550
Calhoun County $245,000 $766,550
Charleston County $510,000 $766,550
Cherokee County $150,000 $766,550
Chester County $420,000 $766,550
Chesterfield County $124,000 $766,550
Clarendon County $165,000 $766,550
Colleton County $186,000 $766,550
Darlington County $180,000 $766,550
Dillon County $104,000 $766,550
Dorchester County $510,000 $766,550
Edgefield County $297,000 $766,550
Fairfield County $245,000 $766,550
Florence County $180,000 $766,550
Georgetown County $340,000 $766,550
Greenville County $305,000 $766,550
Greenwood County $170,000 $766,550
Hampton County $97,000 $766,550
Horry County $335,000 $766,550
Jasper County $475,000 $766,550
Kershaw County $245,000 $766,550
Lancaster County $420,000 $766,550
Laurens County $305,000 $766,550
Lee County $88,000 $766,550
Lexington County $245,000 $766,550
McCormick County $300,000 $766,550
Marion County $122,000 $766,550
Marlboro County $103,000 $766,550
Newberry County $143,000 $766,550
Oconee County $220,000 $766,550
Orangeburg County $115,000 $766,550
Pickens County $305,000 $766,550
Richland County $245,000 $766,550
Saluda County $245,000 $766,550
Spartanburg County $250,000 $766,550
Sumter County $165,000 $766,550
Union County $82,000 $766,550
Williamsburg County $84,000 $766,550
York County $420,000 $766,550

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2024