Montana Loan Limits

2025 Loan Limits

2025 Loan limits in Montana by county. Click on the map below to view loan limits for a particular county.

Montana Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Montana. The conforming loan limits for a single-family home anywhere in Montana is $806,500.

Loan limits in Montana are based on the median home price in each county of Montana. Based on home prices across the state, all areas in Montana have loan limits that fall between the national baseline and the ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Montana (56)

Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Beaverhead County $324,000 $806,500
Big Horn County $238,000 $806,500
Blaine County $297,000 $806,500
Broadwater County $434,000 $806,500
Carbon County $656,000 $806,500
Carter County $187,000 $806,500
Cascade County $302,000 $806,500
Chouteau County $255,000 $806,500
Custer County $298,000 $806,500
Daniels County $266,000 $806,500
Dawson County $179,000 $806,500
Deer Lodge County $273,000 $806,500
Fallon County $343,000 $806,500
Fergus County $274,000 $806,500
Flathead County $498,000 $806,500
Gallatin County $625,000 $806,500
Garfield County $252,000 $806,500
Glacier County $169,000 $806,500
Golden Valley County $175,000 $806,500
Granite County $364,000 $806,500
Hill County $272,000 $806,500
Jefferson County $408,000 $806,500
Judith Basin County $219,000 $806,500
Lake County $407,000 $806,500
Lewis and Clark County $408,000 $806,500
Liberty County $226,000 $806,500
Lincoln County $307,000 $806,500
McCone County $178,000 $806,500
Madison County $438,000 $806,500
Meagher County $244,000 $806,500
Mineral County $325,000 $806,500
Missoula County $487,000 $806,500
Musselshell County $329,000 $806,500
Park County $490,000 $806,500
Petroleum County $184,000 $806,500
Phillips County $272,000 $806,500
Pondera County $213,000 $806,500
Powder River County $185,000 $806,500
Powell County $336,000 $806,500
Prairie County $181,000 $806,500
Ravalli County $439,000 $806,500
Richland County $379,000 $806,500
Roosevelt County $244,000 $806,500
Rosebud County $197,000 $806,500
Sanders County $308,000 $806,500
Sheridan County $185,000 $806,500
Silver Bow County $266,000 $806,500
Stillwater County $656,000 $806,500
Sweet Grass County $349,000 $806,500
Teton County $322,000 $806,500
Toole County $192,000 $806,500
Treasure County $312,000 $806,500
Valley County $270,000 $806,500
Wheatland County $242,000 $806,500
Wibaux County $192,000 $806,500
Yellowstone County $656,000 $806,500

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Data Source

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FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 5, 2025