Minnesota Loan Limits

2024 Loan Limits

2024 Loan limits in Minnesota by county. Click on the map below to view loan limits for a particular county.

Minnesota Map

Minimum Loan Limit
Maximum Loan Limit

Loan Limits are the same across all of Minnesota. The conforming loan limits for a single-family home anywhere in Minnesota is $766,550.

Loan limits in Minnesota are based on the median home price in each county of Minnesota. Based on home prices across the state, all areas in Minnesota have loan limits equal to the national loan limit baseline.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Minnesota (87)

Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Aitkin County $186,000 $766,550
Anoka County $448,000 $766,550
Becker County $238,000 $766,550
Beltrami County $192,000 $766,550
Benton County $250,000 $766,550
Big Stone County $128,000 $766,550
Blue Earth County $260,000 $766,550
Brown County $169,000 $766,550
Carlton County $200,000 $766,550
Carver County $448,000 $766,550
Cass County $245,000 $766,550
Chippewa County $111,000 $766,550
Chisago County $448,000 $766,550
Clay County $290,000 $766,550
Clearwater County $131,000 $766,550
Cook County $246,000 $766,550
Cottonwood County $130,000 $766,550
Crow Wing County $245,000 $766,550
Dakota County $448,000 $766,550
Dodge County $300,000 $766,550
Douglas County $250,000 $766,550
Faribault County $98,000 $766,550
Fillmore County $300,000 $766,550
Freeborn County $140,000 $766,550
Goodhue County $260,000 $766,550
Grant County $125,000 $766,550
Hennepin County $448,000 $766,550
Houston County $244,000 $766,550
Hubbard County $175,000 $766,550
Isanti County $448,000 $766,550
Itasca County $170,000 $766,550
Jackson County $125,000 $766,550
Kanabec County $200,000 $766,550
Kandiyohi County $200,000 $766,550
Kittson County $97,000 $766,550
Koochiching County $99,000 $766,550
Lac qui Parle County $98,000 $766,550
Lake County $200,000 $766,550
Lake of the Woods County $144,000 $766,550
Le Sueur County $448,000 $766,550
Lincoln County $79,000 $766,550
Lyon County $153,000 $766,550
McLeod County $235,000 $766,550
Mahnomen County $100,000 $766,550
Marshall County $125,000 $766,550
Martin County $116,000 $766,550
Meeker County $192,000 $766,550
Mille Lacs County $448,000 $766,550
Morrison County $194,000 $766,550
Mower County $150,000 $766,550
Murray County $129,000 $766,550
Nicollet County $260,000 $766,550
Nobles County $180,000 $766,550
Norman County $98,000 $766,550
Olmsted County $300,000 $766,550
Otter Tail County $217,000 $766,550
Pennington County $174,000 $766,550
Pine County $210,000 $766,550
Pipestone County $97,000 $766,550
Polk County $248,000 $766,550
Pope County $196,000 $766,550
Ramsey County $448,000 $766,550
Red Lake County $112,000 $766,550
Redwood County $100,000 $766,550
Renville County $130,000 $766,550
Rice County $285,000 $766,550
Rock County $175,000 $766,550
Roseau County $169,000 $766,550
St. Louis County $200,000 $766,550
Scott County $448,000 $766,550
Sherburne County $448,000 $766,550
Sibley County $208,000 $766,550
Stearns County $250,000 $766,550
Steele County $235,000 $766,550
Stevens County $139,000 $766,550
Swift County $103,000 $766,550
Todd County $144,000 $766,550
Traverse County $66,000 $766,550
Wabasha County $300,000 $766,550
Wadena County $160,000 $766,550
Waseca County $200,000 $766,550
Washington County $448,000 $766,550
Watonwan County $131,000 $766,550
Wilkin County $185,000 $766,550
Winona County $210,000 $766,550
Wright County $448,000 $766,550
Yellow Medicine County $96,000 $766,550

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Data Source

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FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2024