2025 Loan limits in Maryland by county. Click on the map below to view loan limits for a particular county.
Maryland Map
Maryland has 24 counties, with conforming loan limits for a single-family home ranging from $806,500 in Allegany County to $1,209,750 in Calvert County.
Maryland has 0 counties with standard or low-cost loan limits equal to the national baseline; 5 counties with high-cost loan limits equal to the national ceiling; and 19 counties with mid-range loan limits that are between the baseline and ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in Maryland (24)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Calvert County | $1,130,000 | $1,209,750 |
| Charles County | $1,130,000 | $1,209,750 |
| Frederick County | $1,130,000 | $1,209,750 |
| Montgomery County | $1,130,000 | $1,209,750 |
| Prince George's County | $1,130,000 | $1,209,750 |
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Allegany County | $163,000 | $806,500 |
| Anne Arundel County | $636,000 | $806,500 |
| Baltimore County | $636,000 | $806,500 |
| Caroline County | $255,000 | $806,500 |
| Carroll County | $636,000 | $806,500 |
| Cecil County | $517,000 | $806,500 |
| Dorchester County | $224,000 | $806,500 |
| Garrett County | $229,000 | $806,500 |
| Harford County | $636,000 | $806,500 |
| Howard County | $636,000 | $806,500 |
| Kent County | $279,000 | $806,500 |
| Queen Anne's County | $636,000 | $806,500 |
| St. Mary's County | $393,000 | $806,500 |
| Somerset County | $422,000 | $806,500 |
| Talbot County | $451,000 | $806,500 |
| Washington County | $290,000 | $806,500 |
| Wicomico County | $422,000 | $806,500 |
| Worcester County | $422,000 | $806,500 |
| Baltimore city | $636,000 | $806,500 |
More on Maryland
- Fair Market Rents to view 40th percentile FMRs in Maryland
- Property Taxes to find Property Taxes in Maryland
- Income Limits to learn more about income assistance in Maryland
- Housing Authorites to find Housing Authorities in Maryland
Citation
Link to this Page:
Questions or Comments? Contact us
Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 5, 2025