2025 Loan limits in Idaho by county. Click on the map below to view loan limits for a particular county.
Idaho Map
Idaho has 44 counties, with conforming loan limits for a single-family home ranging from $806,500 in Ada County to $1,209,750 in Teton County.
Idaho has 0 counties with standard or low-cost loan limits equal to the national baseline; 1 county with high-cost loan limits equal to the national ceiling; and 43 counties with mid-range loan limits that are between the baseline and ceiling.
View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.
Counties in Idaho (44)
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Teton County | $1,800,000 | $1,209,750 |
| County | Median Home Price | Conforming Loan Limit for Single-Family Home |
|---|---|---|
| Ada County | $510,000 | $806,500 |
| Adams County | $299,000 | $806,500 |
| Bannock County | $320,000 | $806,500 |
| Bear Lake County | $308,000 | $806,500 |
| Benewah County | $238,000 | $806,500 |
| Bingham County | $324,000 | $806,500 |
| Blaine County | $660,000 | $806,500 |
| Boise County | $510,000 | $806,500 |
| Bonner County | $455,000 | $806,500 |
| Bonneville County | $415,000 | $806,500 |
| Boundary County | $365,000 | $806,500 |
| Butte County | $415,000 | $806,500 |
| Camas County | $660,000 | $806,500 |
| Canyon County | $510,000 | $806,500 |
| Caribou County | $278,000 | $806,500 |
| Cassia County | $310,000 | $806,500 |
| Clark County | $250,000 | $806,500 |
| Clearwater County | $241,000 | $806,500 |
| Custer County | $290,000 | $806,500 |
| Elmore County | $332,000 | $806,500 |
| Franklin County | $430,000 | $806,500 |
| Fremont County | $386,000 | $806,500 |
| Gem County | $510,000 | $806,500 |
| Gooding County | $281,000 | $806,500 |
| Idaho County | $259,000 | $806,500 |
| Jefferson County | $415,000 | $806,500 |
| Jerome County | $332,000 | $806,500 |
| Kootenai County | $498,000 | $806,500 |
| Latah County | $414,000 | $806,500 |
| Lemhi County | $286,000 | $806,500 |
| Lewis County | $236,000 | $806,500 |
| Lincoln County | $562,000 | $806,500 |
| Madison County | $386,000 | $806,500 |
| Minidoka County | $310,000 | $806,500 |
| Nez Perce County | $337,000 | $806,500 |
| Oneida County | $308,000 | $806,500 |
| Owyhee County | $510,000 | $806,500 |
| Payette County | $350,000 | $806,500 |
| Power County | $320,000 | $806,500 |
| Shoshone County | $279,000 | $806,500 |
| Twin Falls County | $332,000 | $806,500 |
| Valley County | $499,000 | $806,500 |
| Washington County | $283,000 | $806,500 |
More on Idaho
- Fair Market Rents to view 40th percentile FMRs in Idaho
- Property Taxes to find Property Taxes in Idaho
- Income Limits to learn more about income assistance in Idaho
- Housing Authorites to find Housing Authorities in Idaho
Citation
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Data Source
FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).
Last updated on January 5, 2025