Florida Loan Limits

2024 Loan Limits

2024 Loan limits in Florida by county. Click on the map below to view loan limits for a particular county.

Florida Map

Minimum Loan Limit
Maximum Loan Limit

Florida has 67 counties, with conforming loan limits for a single-family home ranging from $766,550 in Alachua County to $929,200 in Monroe County.

Florida has 66 counties with standard or low-cost loan limits equal to the national baseline; 0 counties with high-cost loan limits equal to the national ceiling; and 1 county with mid-range loan limits that are between the baseline and ceiling.

View the loan limits overview for information on how loan limits are set for each county. Click on the a specific county from the table below for detailed loan limit information.

Counties in Florida (67)

Mid-Range Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Monroe County $808,000 $929,200
Low-Cost Counties
County Median Home Price Conforming Loan Limit for
Single-Family Home
Alachua County $305,000 $766,550
Baker County $491,000 $766,550
Bay County $320,000 $766,550
Bradford County $170,000 $766,550
Brevard County $342,000 $766,550
Broward County $540,000 $766,550
Calhoun County $94,000 $766,550
Charlotte County $329,000 $766,550
Citrus County $235,000 $766,550
Clay County $491,000 $766,550
Collier County $635,000 $766,550
Columbia County $174,000 $766,550
DeSoto County $191,000 $766,550
Dixie County $93,000 $766,550
Duval County $491,000 $766,550
Escambia County $325,000 $766,550
Flagler County $350,000 $766,550
Franklin County $213,000 $766,550
Gadsden County $250,000 $766,550
Gilchrist County $305,000 $766,550
Glades County $175,000 $766,550
Gulf County $310,000 $766,550
Hamilton County $110,000 $766,550
Hardee County $125,000 $766,550
Hendry County $215,000 $766,550
Hernando County $400,000 $766,550
Highlands County $200,000 $766,550
Hillsborough County $400,000 $766,550
Holmes County $125,000 $766,550
Indian River County $366,000 $766,550
Jackson County $130,000 $766,550
Jefferson County $250,000 $766,550
Lafayette County $100,000 $766,550
Lake County $426,000 $766,550
Lee County $370,000 $766,550
Leon County $250,000 $766,550
Levy County $305,000 $766,550
Liberty County $100,000 $766,550
Madison County $95,000 $766,550
Manatee County $476,000 $766,550
Marion County $262,000 $766,550
Martin County $475,000 $766,550
Miami-Dade County $540,000 $766,550
Nassau County $491,000 $766,550
Okaloosa County $525,000 $766,550
Okeechobee County $150,000 $766,550
Orange County $426,000 $766,550
Osceola County $426,000 $766,550
Palm Beach County $540,000 $766,550
Pasco County $400,000 $766,550
Pinellas County $400,000 $766,550
Polk County $315,000 $766,550
Putnam County $117,000 $766,550
St. Johns County $491,000 $766,550
St. Lucie County $475,000 $766,550
Santa Rosa County $325,000 $766,550
Sarasota County $476,000 $766,550
Seminole County $426,000 $766,550
Sumter County $370,000 $766,550
Suwannee County $116,000 $766,550
Taylor County $120,000 $766,550
Union County $155,000 $766,550
Volusia County $350,000 $766,550
Wakulla County $250,000 $766,550
Walton County $525,000 $766,550
Washington County $125,000 $766,550

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Data Source

HUD Seal

FHA Loan limits are published by the HUD. Conforming loan limits are published by Federal Housing Finance Agency (FHFA).

Last updated on January 2, 2024