Bay County, MI

2025 Fair Market Rents

Tags: 2025 Bay City, MI MSA

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Return to the state page to see where Michigan ranks nationally and to view information on other counties. Click on the map to view a different county.

The top four largest cities in Bay County are Bay City, Midland, Freeland, and Essexville. Fair Market Rents on this page may apply depending on whether the county uses SAFMRs or county level FMRs. Cities in multiple SAFMR areas will have different SAFMRS based on ZIP code.

What type of FMR does Bay County use?

Small Area Fair Market Rents were created by the HUD for this county/Metro Fmr Area however Bay County is not required to use Small Area FMRs by the HUD. It is at the discretion of the local Housing Authority to determine if SAFMRs or 40th percentile FMRs are used.

To learn more about the criteria the HUD uses to determine if a Metro FMR Area requires Small Area Fair Market Rents click here.

How does Bay County compare?

Bay County ($976) has a 6.7% lower FMR for 2-Bedroom housing than the average of Michigan ($1,046) and therefore has a lower gross rent.

Bay County is rank 38th out of 83 counties. This means the FMRs, or in other words, the gross rent is higher than 45 other counties. Bay County is the 38th most expensive county in terms of FMRs.

Rent Tables Bay County, MI

Fair Market Rent (40th Percentile)

$764
studio
$769
1-Bedroom
$976
2-Bedroom
$1,305
3-Bedroom
$1,406
4-Bedroom

Median Rent (50th Percentile)

$835
studio
$841
1-Bedroom
$1,067
2-Bedroom
$1,427
3-Bedroom
$1,537
4-Bedroom

Small Market Areas (By Zip Code)

The 90% and 110% SAFMRs represent the minimum and maximum payment standards that can be set by the local Public Housing Authority under regular conditions. The payment standard is the actual value used in Section 8. For more on payment standards click here.

FMRs and SAFMRs are set by the HUD. The local PHA takes these FMR/SAFMR values and may decide to use any value that is within +-10% of the FMR/SAFMR as the payment standard for the areas under their jurisdiction.

For a more in-depth explaination return to the overview page.

ZipCode Studio 1-Bed 2-Bed 3-Bed 4-Bed
48604 $750 $830 $1,090 $1,410 $1,450
48611 $750 $760 $960 $1,280 $1,380
48623 $820 $900 $1,170 $1,520 $1,570
48631 $740 $740 $940 $1,260 $1,350
48634 $740 $740 $970 $1,270 $1,340
48642 $960 $970 $1,260 $1,630 $1,700
48652 $930 $970 $1,260 $1,720 $1,950
48706 $790 $800 $1,010 $1,350 $1,460
48707 $770 $770 $980 $1,310 $1,410
48708 $730 $730 $930 $1,250 $1,340
48710 $770 $770 $980 $1,310 $1,410
48732 $740 $750 $950 $1,270 $1,370
48747 $720 $730 $930 $1,250 $1,340
48757 $660 $740 $930 $1,250 $1,370
48623 $820 $900 $1,170 $1,520 $1,570
48634 $740 $740 $970 $1,270 $1,340
48642 $960 $970 $1,260 $1,630 $1,700
48652 $930 $970 $1,260 $1,720 $1,950
48604 $750 $830 $1,090 $1,410 $1,450
48623 $820 $900 $1,170 $1,520 $1,570
48708 $730 $730 $930 $1,250 $1,340
48747 $720 $730 $930 $1,250 $1,340
48757 $660 $740 $930 $1,250 $1,370
48652 $930 $970 $1,260 $1,720 $1,950
48757 $660 $740 $930 $1,250 $1,370
ZipCode Studio 1-Bed 2-Bed 3-Bed 4-Bed
48604 $675 $747 $981 $1,269 $1,305
48611 $675 $684 $864 $1,152 $1,242
48623 $738 $810 $1,053 $1,368 $1,413
48631 $666 $666 $846 $1,134 $1,215
48634 $666 $666 $873 $1,143 $1,206
48642 $864 $873 $1,134 $1,467 $1,530
48652 $837 $873 $1,134 $1,548 $1,755
48706 $711 $720 $909 $1,215 $1,314
48707 $693 $693 $882 $1,179 $1,269
48708 $657 $657 $837 $1,125 $1,206
48710 $693 $693 $882 $1,179 $1,269
48732 $666 $675 $855 $1,143 $1,233
48747 $648 $657 $837 $1,125 $1,206
48757 $594 $666 $837 $1,125 $1,233
48623 $738 $810 $1,053 $1,368 $1,413
48634 $666 $666 $873 $1,143 $1,206
48642 $864 $873 $1,134 $1,467 $1,530
48652 $837 $873 $1,134 $1,548 $1,755
48604 $675 $747 $981 $1,269 $1,305
48623 $738 $810 $1,053 $1,368 $1,413
48708 $657 $657 $837 $1,125 $1,206
48747 $648 $657 $837 $1,125 $1,206
48757 $594 $666 $837 $1,125 $1,233
48652 $837 $873 $1,134 $1,548 $1,755
48757 $594 $666 $837 $1,125 $1,233
ZipCode Studio 1-Bed 2-Bed 3-Bed 4-Bed
48604 $825 $913 $1,199 $1,551 $1,595
48611 $825 $836 $1,056 $1,408 $1,518
48623 $902 $990 $1,287 $1,672 $1,727
48631 $814 $814 $1,034 $1,386 $1,485
48634 $814 $814 $1,067 $1,397 $1,474
48642 $1,056 $1,067 $1,386 $1,793 $1,870
48652 $1,023 $1,067 $1,386 $1,892 $2,145
48706 $869 $880 $1,111 $1,485 $1,606
48707 $847 $847 $1,078 $1,441 $1,551
48708 $803 $803 $1,023 $1,375 $1,474
48710 $847 $847 $1,078 $1,441 $1,551
48732 $814 $825 $1,045 $1,397 $1,507
48747 $792 $803 $1,023 $1,375 $1,474
48757 $726 $814 $1,023 $1,375 $1,507
48623 $902 $990 $1,287 $1,672 $1,727
48634 $814 $814 $1,067 $1,397 $1,474
48642 $1,056 $1,067 $1,386 $1,793 $1,870
48652 $1,023 $1,067 $1,386 $1,892 $2,145
48604 $825 $913 $1,199 $1,551 $1,595
48623 $902 $990 $1,287 $1,672 $1,727
48708 $803 $803 $1,023 $1,375 $1,474
48747 $792 $803 $1,023 $1,375 $1,474
48757 $726 $814 $1,023 $1,375 $1,507
48652 $1,023 $1,067 $1,386 $1,892 $2,145
48757 $726 $814 $1,023 $1,375 $1,507

Fair Market Rents on this page apply to the following cities in Bay County, Michigan: Bay City, Midland, Freeland, Essexville, Saginaw, Auburn, Kawkawlin, Linwood, Reese, Rhodes, Munger, and University Center.

These Fair Market Rents also apply to the following ZIP codes in Bay County, Michigan: 48706, 48642, 48708, 48623, 48732, 48604, 48611, 48631, 48634, 48757, 48652, 48747, 48707, and 48710.

Bay County, MI is considered part of the following metro FMR area: BAY CITY, MI MSA.

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Data Source

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Fair Market Rents are published by the Department of Housing And Urban Development.